OCC Publishes CRA Ratings for 13 Banks in September 2026
Federal regulators released Community Reinvestment Act performance evaluations for 13 national banks and federal savings associations covering September 2026.
The Office of the Comptroller of the Currency on Monday released Community Reinvestment Act performance evaluations for 13 national banks and federal savings associations, covering the period of September 1 through September 30, 2026.
The CRA, a federal law enacted in 1977, requires banking regulators to assess how well financial institutions meet the credit and deposit needs of the communities they serve, including low- and moderate-income neighborhoods. Evaluations are made public on a rolling monthly basis by the OCC, which charters and supervises national banks and federal savings associations.
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CRA ratings carry significant regulatory weight. Banks that receive poor evaluations can face restrictions on mergers, acquisitions, and branch expansions, giving institutions a direct financial incentive to maintain strong community lending and investment records.
The monthly release of evaluation results is a standard transparency mechanism intended to allow consumers, community groups, and policymakers to monitor how individual institutions are serving their local markets. The OCC is one of three federal regulators — alongside the Federal Reserve and the Federal Deposit Insurance Corporation — that administer CRA oversight.
Continue reading at OCC News for the full list of evaluated institutions and their ratings.
